Rent what you need.
Lend what you don’t.
LNDLI connects you with neighbors to borrow and lend everyday items. Here’s the whole loop — from finding something to getting paid.
Borrowing an item
- 01
Find it
Browse or search for what you need from neighbors nearby — tools, cameras, gear, anything.
- 02
Request to book
Pick your dates and send a request. Choose LNDLI Pay (online) or arrange a Personal Transaction with the owner.
- 03
Get your pickup code
Once the owner accepts, a 4-digit pickup code appears in your profile under “My Rentals.”
- 04
Meet & pick up
Show the owner your code at handoff. They enter it in their app to confirm you’ve got the item and start the rental.
- 05
Return & confirm
When you return the item, confirm it in the app. That releases payment to the owner. If nobody confirms or reports a problem, the rental closes automatically 7 days after the return date.
Lending your stuff & earning
- 01
List your item
Add a few photos, set your price, and describe it. Listing is always free.
- 02
Connect payouts
Link your bank once (via Stripe) so LNDLI Pay earnings land automatically. We never see your bank details.
- 03
Accept requests
Review who wants to rent your item and approve. A 4-digit handoff code is generated automatically.
- 04
Confirm the pickup
At handoff, enter the renter’s 4-digit code to start the rental. No code, no start — it protects both sides.
- 05
Get paid
When the renter confirms the return (or 7 days after the return date if no one reports a problem), LNDLI releases the rental minus its 10% fee ($1.50 minimum) to your bank. With code UMMAT during launch, you keep 100%.
Two ways to pay
With LNDLI Pay, renters see the true price and our fee comes out of the owner’s side. With a Personal Transaction, the renter covers a small service fee at booking — and the owner keeps the full rental.
LNDLI Pay
Pay securely online. LNDLI holds your payment and releases it to the owner once you confirm the item came back. Best for peace of mind.
Personal Transaction
Prefer to settle in person? Arrange the rental directly — cash, Zelle, Venmo, whatever works. LNDLI’s service fee is charged to the renter’s card at booking, and refunded if the owner declines. No held payment, deposit or Protection.
Built so both sides feel safe
Held payments
With LNDLI Pay, LNDLI holds the renter’s payment and releases it to the owner only after the return is confirmed, or the rental closes with no problem reported.
ID verification
Renters must verify a government ID to book any item worth $300 or more, and owners can require it on any listing. Verified members get a badge.
Security deposits
Owners can set a refundable deposit, held at checkout and returned after a clean return — with a window to report damage first.
Pickup codes
A 4-digit code confirms the right person collected the item. The renter then confirms the return in the app.
LNDLI Protection
Every LNDLI Pay rental is backed by the Protection fund — coverage for owners when a loss goes beyond the deposit.
How Protection worksReal reviews
Ratings come only from real, completed rentals — so you can see who you’re dealing with before you book.
Ready to give it a try?
Find something to borrow nearby, or list an item sitting idle and start earning.